US5.com
  1. Home
  2. States
  3. Michigan
  4. ZIP 49615
  5. Housing & Real Estate
Bellaire village, MI

ZIP 49615 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 49615

Median Home Value
$257,000
Median Rent
$675
Affordability Snapshot
$71,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,651/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.3x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

31.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 49615 in Bellaire village, MI, a household would need roughly $71,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,651. That is roughly in line with the local median household income ($78,750). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 44% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
86.1%+32% vs US avg
x
Vacancy Rate
44.1%+329% vs US avg
x
Broadband Access
86.8%-0% vs US avg
x
4+ Bedrooms
3.1%-79% vs US avg
x
Built Pre-1939
4.6%-64% vs US avg
x
Built Post-2014
0.1%-99% vs US avg
x
Rent Burden >30%
22.7%-54% vs US avg
x
Mortgage-Free
46.4%+21% vs US avg
x
$257,000
Home Value
$675
Rent
1980
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached77.4%
  • 1-unit attached0.8%
  • 2-9 units14.0%
  • 10+ units4.9%
  • Mobile home & other2.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$257,000
Median rent$675
Owner-occupied86.1%
Vacant44.1%
Price-to-income3.3x
Est. income to buy$71,000