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Hardwood Acres CDP, MI

ZIP 49650 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 49650

Median Home Value
$238,400
Median Rent
$1,043
Affordability Snapshot
$66,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,531/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.6x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

19.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 49650 in Hardwood Acres CDP, MI, a household would need roughly $66,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,531. That sits below the local median household income ($91,108), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 14% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
91.0%+39% vs US avg
x
Vacancy Rate
13.9%+35% vs US avg
x
Broadband Access
97.3%+12% vs US avg
x
4+ Bedrooms
4.8%-68% vs US avg
x
Built Pre-1939
1.9%-85% vs US avg
x
Built Post-2014
2.0%-71% vs US avg
x
Rent Burden >30%
27.4%-45% vs US avg
x
Mortgage-Free
26.1%-32% vs US avg
x
$238,400
Home Value
$1,043
Rent
1995
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached96.1%
  • 1-unit attached1.5%
  • 2-9 units1.4%
  • 10+ units0.0%
  • Mobile home & other1.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$238,400
Median rent$1,043
Owner-occupied91.0%
Vacant13.9%
Price-to-income2.6x
Est. income to buy$66,000