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Omena CDP, MI

ZIP 49674 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 49674

Median Home Value
$643,300
Median Rent
N/A
Affordability Snapshot
$177,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,132/mo PITI).

5.4x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

To comfortably buy a median-priced home in ZIP 49674 in Omena CDP, MI, a household would need roughly $177,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,132. That is about 47% above the local median household income ($120,188), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 72% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
100.0%+53% vs US avg
x
Vacancy Rate
71.9%+598% vs US avg
x
Broadband Access
100.0%+15% vs US avg
x
4+ Bedrooms
23.7%+60% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
0.0%
x
Mortgage-Free
26.5%-31% vs US avg
x
$643,300
Home Value
N/A
Rent
1987
Year Built
2008
Moved In

Residents have lived here since ~2008 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached100.0%
  • 1-unit attached0.0%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$643,300
Median rent$-666,666,666
Owner-occupied100.0%
Vacant71.9%
Price-to-income5.4x
Est. income to buy$177,000