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, MI

ZIP 49745 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income AreaLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 49745

Median Home Value
$117,700
Median Rent
$483
Affordability Snapshot
$32,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$756/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.5x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

20.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 49745 in MI, a household would need roughly $32,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $756. That is roughly in line with the local median household income ($33,534). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 56% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
78.3%+20% vs US avg
x
Vacancy Rate
56.4%+447% vs US avg
x
Broadband Access
76.0%-13% vs US avg
x
4+ Bedrooms
2.3%-85% vs US avg
x
Built Pre-1939
9.7%-24% vs US avg
x
Built Post-2014
0.7%-90% vs US avg
x
Rent Burden >30%
7.3%-85% vs US avg
x
Mortgage-Free
61.3%+60% vs US avg
x
$117,700
Home Value
$483
Rent
1976
Year Built
2007
Moved In

Residents have lived here since ~2007 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached85.4%
  • 1-unit attached0.8%
  • 2-9 units1.7%
  • 10+ units0.0%
  • Mobile home & other12.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$117,700
Median rent$483
Owner-occupied78.3%
Vacant56.4%
Price-to-income3.5x
Est. income to buy$32,000