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ZIP 49761 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 49761

Median Home Value
$225,517
Median Rent
$744
Affordability Snapshot
$62,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,449/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.7x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

25.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 49761, a household would need roughly $62,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,449. That sits below the local median household income ($83,013), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 53% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
92.4%+41% vs US avg
x
Vacancy Rate
53.0%+414% vs US avg
x
Broadband Access
90.2%+4% vs US avg
x
4+ Bedrooms
7.7%-48% vs US avg
x
Built Pre-1939
5.6%-56% vs US avg
x
Built Post-2014
0.3%-96% vs US avg
x
Rent Burden >30%
8.5%-83% vs US avg
x
Mortgage-Free
42.2%+10% vs US avg
x
$225,517
Home Value
$744
Rent
1981
Year Built
2009
Moved In

Residents have lived here since ~2009 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached93.8%
  • 1-unit attached0.1%
  • 2-9 units0.8%
  • 10+ units0.0%
  • Mobile home & other5.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$225,517
Median rent$744
Owner-occupied92.4%
Vacant53.0%
Price-to-income2.7x
Est. income to buy$62,000