What to know about ZIP 49792
ZIP code 49792 covers ZIP 49792 with a population of about 3,707.
At a glance, the area shows median age of 48.7 versus a U.S. median of about 38.9.
It sits in the TRAVERSE CITY - CADILLAC media market.
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ZIP Code 49792 — undefined, undefined Demographics & Data
Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.
Working Class
At a glance
Population
3,707
Density
N/A
Median income
$59,167
-21% vs US avg
Home value
$127,600
-63% vs US avg
Median rent
$579
-50% vs US avg
Timezone
N/A
Overview of ZIP Code 49792
Income and economy in ZIP 49792
Median household income in ZIP 49792 is about $59,167 — about 21% below the U.S. median ($75,149).
On socioeconomic markers, US5 shows a poverty rate of 16.3%; unemployment rate near 6.6%; 17.6% of adults with a bachelor’s degree or higher (about 16.1 points below the national share (33.7%)).
Labor and commute patterns include leading industry context around Healthcare, Construction, and Retail trade; about 11.6% of workers reporting work-from-home (about 3.6 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).
Housing and affordability in ZIP 49792
Median home value is about $127,600 — about 63% below the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $579 (about 50% below the U.S. median rent ($1,163)), and owner-occupancy near 85.2% (about 19.8 points above the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 49792, a household would need roughly $35,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $820. That sits below the local median household income ($59,167), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.