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ZIP Code 49797 — undefined, undefined Demographics & Data

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle Class

At a glance

Population
5,166
Density
N/A
Median income
$78,828
+5% vs US avg
Home value
$194,800
-44% vs US avg
Median rent
$930
-20% vs US avg
Timezone
N/A

Overview of ZIP Code 49797

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What to know about ZIP 49797

ZIP code 49797 covers ZIP 49797 with a population of about 5,166.

At a glance, the area shows median age of 45.3 versus a U.S. median of about 38.9.

It sits in the TRAVERSE CITY - CADILLAC media market.

Income and economy in ZIP 49797

Median household income in ZIP 49797 is about $78,828 — about 5% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 10.1%; unemployment rate near 5.4%; 27.6% of adults with a bachelor’s degree or higher (about 6.1 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Retail trade, and Construction; about 4.7% of workers reporting work-from-home (about 10.5 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Housing and affordability in ZIP 49797

Median home value is about $194,800 — about 44% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $930 (about 20% below the U.S. median rent ($1,163)), and owner-occupancy near 94.3% (about 28.9 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 49797, a household would need roughly $54,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,251. That sits below the local median household income ($78,828), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.