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ZIP 49819 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2016–2020 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 49819

Median Home Value
$224,300
Median Rent
$546
Affordability Snapshot
$62,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,441/mo PITI).

9%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.0x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

34.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 49819, a household would need roughly $62,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,441. That sits below the local median household income ($74,438), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 43% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
98.2%+50% vs US avg
x
Vacancy Rate
43.4%+322% vs US avg
x
Broadband Access
85.3%-2% vs US avg
x
4+ Bedrooms
0.7%-96% vs US avg
x
Built Pre-1939
4.1%-68% vs US avg
x
Built Post-2014
0.8%-88% vs US avg
x
Rent Burden >30%
70.0%+41% vs US avg
x
Mortgage-Free
44.3%+16% vs US avg
x
$224,300
Home Value
$546
Rent
1977
Year Built
2006
Moved In

Residents have lived here since ~2006 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached90.9%
  • 1-unit attached0.0%
  • 2-9 units0.4%
  • 10+ units0.7%
  • Mobile home & other8.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$224,300
Median rent$546
Owner-occupied98.2%
Vacant43.4%
Price-to-income3.0x
Est. income to buy$62,000