ZIP Code 49839 — Grand Marais CDP, MI Demographics & Data

ZIP code 49839 covers Grand Marais, MI in Alger County with a population of about 284.

At a glance, the area shows median age of 68.4 versus a U.S. median of about 38.9.

It sits in telephone area code 906; U.S. House district MI-1; the MARQUETTE media market.

Grand Marais, MI fits a retirement-oriented profile (high share of residents 65+ (59.9%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 49839 is about $55,368 — about 26% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 0.7%; unemployment rate near 0.0%; 38.9% of adults with a bachelor’s degree or higher (about 5.1 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Construction, and Food services; about 21.5% of workers reporting work-from-home (about 6.3 points above the U.S. share (15.2%)); a mean commute of about 84.0 minutes (U.S. average near 26.8).

Median home value is about $155,100 — about 55% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 91.1% (about 25.7 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 49839 in Grand Marais, MI, a household would need roughly $43,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $996. That sits below the local median household income ($55,368), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Grand Marais CDP, MI as Very Low (composite score 9.6), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (28.9) and flood (22.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Grand Marais CDP, MI show little to no average snow.

IRS migration statistics show a net inflow of about 11 for ZIP 49839 (Grand Marais CDP, MI) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.