ZIP Code 49849 — Ishpeming city, MI Demographics & Data

ZIP code 49849 covers Ishpeming, MI in Marquette County with a population of about 12,153.

At a glance, the area shows median age of 39.2 (near the U.S. median).

It sits in telephone area code 906; U.S. House district MI-1; the MARQUETTE media market.

Median household income in ZIP 49849 is about $63,425 — about 16% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 12.3%; unemployment rate near 6.5%; 26.2% of adults with a bachelor’s degree or higher (about 7.5 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Retail trade, and Food services; about 5.3% of workers reporting work-from-home (about 9.8 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $145,600 — about 58% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $608 (about 48% below the U.S. median rent ($1,163)), and owner-occupancy near 80.6% (about 15.2 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 49849 in Ishpeming, MI, a household would need roughly $40,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $935. That sits below the local median household income ($63,425), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Ishpeming city, MI as Relatively Low (composite score 69.8), which is near the middle of the national distribution. The strongest component scores on US5 are wildfire (68.7) and flood (59.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Ishpeming city, MI show little to no average snow and around 30.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 476 for ZIP 49849 (Ishpeming city, MI) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.