ZIP Code 49910 — Lake Gogebic CDP, MI Demographics & Data

ZIP code 49910 covers Lake Gogebic, MI in Ontonagon County with a population of about 254.

At a glance, the area shows median age of 65.9 versus a U.S. median of about 38.9.

It sits in telephone area code 906; U.S. House district MI-1; the MARQUETTE media market.

Lake Gogebic, MI fits a retirement-oriented profile (high share of residents 65+ (61.4%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 49910 is about $51,250 — about 32% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 30.7%; unemployment rate near 0.0%; 21.5% of adults with a bachelor’s degree or higher (about 12.2 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Food services, Professional services, and Public administration; about 30.0% of workers reporting work-from-home (about 14.8 points above the U.S. share (15.2%)); a mean commute of about 49.0 minutes (U.S. average near 26.8).

Median home value is about $303,100 — about 13% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 90.6% (about 25.2 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 49910 in Lake Gogebic, MI, a household would need roughly $83,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,947. That is about 62% above the local median household income ($51,250), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Lake Gogebic CDP, MI as Very Low (composite score 4.2), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (31.6) and flood (13.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Lake Gogebic CDP, MI show little to no average snow and around 42.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 10 for ZIP 49910 (Lake Gogebic CDP, MI) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.