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White Pine CDP, MI

ZIP 49971 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 49971

Median Home Value
$59,700
Median Rent
N/A
Affordability Snapshot
$16,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$383/mo PITI).

1.5x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

To comfortably buy a median-priced home in ZIP 49971 in White Pine CDP, MI, a household would need roughly $16,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $383. That sits below the local median household income ($39,792), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 38% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
95.0%+45% vs US avg
x
Vacancy Rate
37.9%+268% vs US avg
x
Broadband Access
82.1%-6% vs US avg
x
4+ Bedrooms
1.7%-88% vs US avg
x
Built Pre-1939
3.7%-71% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
18.2%-63% vs US avg
x
Mortgage-Free
73.4%+92% vs US avg
x
$59,700
Home Value
N/A
Rent
1962
Year Built
2004
Moved In

Residents have lived here since ~2004 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached96.3%
  • 1-unit attached0.6%
  • 2-9 units1.1%
  • 10+ units0.0%
  • Mobile home & other2.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$59,700
Median rent$-666,666,666
Owner-occupied95.0%
Vacant37.9%
Price-to-income1.5x
Est. income to buy$16,000