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Adel city, IA

ZIP 50003 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 50003

Median Home Value
$380,800
Median Rent
$731
Affordability Snapshot
$105,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,446/mo PITI).

8%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.6x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

43.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 50003 in Adel city, IA, a household would need roughly $105,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,446. That is roughly in line with the local median household income ($104,643). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
77.1%+18% vs US avg
x
Vacancy Rate
4.3%-58% vs US avg
x
Broadband Access
92.8%+7% vs US avg
x
4+ Bedrooms
10.4%-30% vs US avg
x
Built Pre-1939
2.9%-77% vs US avg
x
Built Post-2014
3.7%-46% vs US avg
x
Rent Burden >30%
16.5%-67% vs US avg
x
Mortgage-Free
28.3%-26% vs US avg
x
$380,800
Home Value
$731
Rent
1998
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached81.7%
  • 1-unit attached4.7%
  • 2-9 units5.8%
  • 10+ units5.7%
  • Mobile home & other2.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$380,800
Median rent$731
Owner-occupied77.1%
Vacant4.3%
Price-to-income3.6x
Est. income to buy$105,000