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Atlantic city, IA

ZIP 50022 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 50022

Median Home Value
$145,600
Median Rent
$593
Affordability Snapshot
$40,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$935/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.4x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

20.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 50022 in Atlantic city, IA, a household would need roughly $40,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $935. That sits below the local median household income ($61,347), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
65.9%+1% vs US avg
x
Vacancy Rate
9.5%-8% vs US avg
x
Broadband Access
84.1%-3% vs US avg
x
4+ Bedrooms
4.8%-67% vs US avg
x
Built Pre-1939
5.6%-56% vs US avg
x
Built Post-2014
0.2%-97% vs US avg
x
Rent Burden >30%
30.3%-39% vs US avg
x
Mortgage-Free
43.4%+14% vs US avg
x
$145,600
Home Value
$593
Rent
1957
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached74.3%
  • 1-unit attached1.1%
  • 2-9 units12.5%
  • 10+ units9.6%
  • Mobile home & other2.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$145,600
Median rent$593
Owner-occupied65.9%
Vacant9.5%
Price-to-income2.4x
Est. income to buy$40,000