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Churdan city, IA

ZIP 50050 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 50050

Median Home Value
$102,300
Median Rent
$425
Affordability Snapshot
$28,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$657/mo PITI).

8%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.5x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

20.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 50050 in Churdan city, IA, a household would need roughly $28,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $657. That sits below the local median household income ($66,875), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 11% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
87.3%+33% vs US avg
x
Vacancy Rate
10.8%+5% vs US avg
x
Broadband Access
92.5%+6% vs US avg
x
4+ Bedrooms
11.7%-21% vs US avg
x
Built Pre-1939
5.3%-59% vs US avg
x
Built Post-2014
0.9%-87% vs US avg
x
Rent Burden >30%
7.7%-85% vs US avg
x
Mortgage-Free
46.8%+23% vs US avg
x
$102,300
Home Value
$425
Rent
1948
Year Built
2007
Moved In

Residents have lived here since ~2007 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached92.1%
  • 1-unit attached0.3%
  • 2-9 units2.3%
  • 10+ units0.0%
  • Mobile home & other5.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$102,300
Median rent$425
Owner-occupied87.3%
Vacant10.8%
Price-to-income1.5x
Est. income to buy$28,000