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Dexter city, IA

ZIP 50070 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 50070

Median Home Value
$187,500
Median Rent
$789
Affordability Snapshot
$52,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,204/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.1x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

19.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 50070 in Dexter city, IA, a household would need roughly $52,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,204. That sits below the local median household income ($90,352), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 22% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
85.0%+30% vs US avg
x
Vacancy Rate
22.2%+115% vs US avg
x
Broadband Access
87.5%+1% vs US avg
x
4+ Bedrooms
5.7%-62% vs US avg
x
Built Pre-1939
1.1%-92% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
3.5%-93% vs US avg
x
Mortgage-Free
50.9%+33% vs US avg
x
$187,500
Home Value
$789
Rent
1966
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached84.8%
  • 1-unit attached0.3%
  • 2-9 units3.2%
  • 10+ units1.4%
  • Mobile home & other10.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$187,500
Median rent$789
Owner-occupied85.0%
Vacant22.2%
Price-to-income2.1x
Est. income to buy$52,000