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Dows city, IA

ZIP 50071 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 50071

Median Home Value
$71,800
Median Rent
$497
Affordability Snapshot
$20,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$461/mo PITI).

8%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.0x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

12.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 50071 in Dows city, IA, a household would need roughly $20,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $461. That sits below the local median household income ($75,156), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 24% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
76.6%+17% vs US avg
x
Vacancy Rate
24.4%+137% vs US avg
x
Broadband Access
78.6%-10% vs US avg
x
4+ Bedrooms
6.5%-56% vs US avg
x
Built Pre-1939
4.9%-61% vs US avg
x
Built Post-2014
0.5%-93% vs US avg
x
Rent Burden >30%
13.9%-72% vs US avg
x
Mortgage-Free
65.5%+71% vs US avg
x
$71,800
Home Value
$497
Rent
1938
Year Built
2005
Moved In

Residents have lived here since ~2005 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached94.4%
  • 1-unit attached0.0%
  • 2-9 units5.2%
  • 10+ units0.0%
  • Mobile home & other0.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$71,800
Median rent$497
Owner-occupied76.6%
Vacant24.4%
Price-to-income1.0x
Est. income to buy$20,000