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Galt city, IA

ZIP 50101 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Wealthy AreaLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 50101

Median Home Value
$41,700
Median Rent
N/A
Affordability Snapshot
$11,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$268/mo PITI).

0.2x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

To comfortably buy a median-priced home in ZIP 50101 in Galt city, IA, a household would need roughly $11,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $268. That sits below the local median household income ($168,333), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 35% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
53.3%-18% vs US avg
x
Vacancy Rate
34.8%+238% vs US avg
x
Broadband Access
96.7%+11% vs US avg
x
4+ Bedrooms
28.3%+91% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
0.0%
x
Rent Burden >30%
0.0%
x
Mortgage-Free
62.5%+64% vs US avg
x
$41,700
Home Value
N/A
Rent
1938
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached100.0%
  • 1-unit attached0.0%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$41,700
Median rent$-666,666,666
Owner-occupied53.3%
Vacant34.8%
Price-to-income0.2x
Est. income to buy$11,000