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Huxley city, IA

ZIP 50124 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 50124

Median Home Value
$299,900
Median Rent
$930
Affordability Snapshot
$83,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,926/mo PITI).

9%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.4x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

26.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 50124 in Huxley city, IA, a household would need roughly $83,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,926. That sits below the local median household income ($122,974), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
84.2%+29% vs US avg
x
Vacancy Rate
2.2%-79% vs US avg
x
Broadband Access
91.4%+5% vs US avg
x
4+ Bedrooms
22.1%+50% vs US avg
x
Built Pre-1939
0.7%-95% vs US avg
x
Built Post-2014
2.1%-69% vs US avg
x
Rent Burden >30%
22.2%-55% vs US avg
x
Mortgage-Free
32.0%-16% vs US avg
x
$299,900
Home Value
$930
Rent
1997
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached78.6%
  • 1-unit attached5.1%
  • 2-9 units10.2%
  • 10+ units2.1%
  • Mobile home & other4.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$299,900
Median rent$930
Owner-occupied84.2%
Vacant2.2%
Price-to-income2.4x
Est. income to buy$83,000