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Kelley city, IA

ZIP 50134 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 50134

Median Home Value
$277,500
Median Rent
$734
Affordability Snapshot
$76,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,783/mo PITI).

9%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

31.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 50134 in Kelley city, IA, a household would need roughly $76,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,783. That sits below the local median household income ($97,250), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
77.3%+18% vs US avg
x
Vacancy Rate
0.6%-94% vs US avg
x
Broadband Access
96.9%+11% vs US avg
x
4+ Bedrooms
20.4%+38% vs US avg
x
Built Pre-1939
2.5%-81% vs US avg
x
Built Post-2014
0.3%-96% vs US avg
x
Rent Burden >30%
24.7%-50% vs US avg
x
Mortgage-Free
27.8%-27% vs US avg
x
$277,500
Home Value
$734
Rent
1969
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached81.7%
  • 1-unit attached0.6%
  • 2-9 units17.3%
  • 10+ units0.3%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$277,500
Median rent$734
Owner-occupied77.3%
Vacant0.6%
Price-to-income2.9x
Est. income to buy$76,000