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Monroe city, IA

ZIP 50170 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 50170

Median Home Value
$193,500
Median Rent
$627
Affordability Snapshot
$53,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,243/mo PITI).

9%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.2x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

25.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 50170 in Monroe city, IA, a household would need roughly $53,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,243. That sits below the local median household income ($86,205), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
78.0%+19% vs US avg
x
Vacancy Rate
0.7%-94% vs US avg
x
Broadband Access
90.1%+4% vs US avg
x
4+ Bedrooms
6.1%-59% vs US avg
x
Built Pre-1939
6.3%-50% vs US avg
x
Built Post-2014
2.2%-68% vs US avg
x
Rent Burden >30%
11.9%-76% vs US avg
x
Mortgage-Free
38.7%+1% vs US avg
x
$193,500
Home Value
$627
Rent
1967
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached85.1%
  • 1-unit attached0.8%
  • 2-9 units8.2%
  • 10+ units3.9%
  • Mobile home & other1.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$193,500
Median rent$627
Owner-occupied78.0%
Vacant0.7%
Price-to-income2.2x
Est. income to buy$53,000