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Nevada city, IA

ZIP 50201 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 50201

Median Home Value
$186,500
Median Rent
$715
Affordability Snapshot
$51,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,198/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.3x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

21.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 50201 in Nevada city, IA, a household would need roughly $51,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,198. That sits below the local median household income ($81,989), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
73.2%+12% vs US avg
x
Vacancy Rate
5.9%-43% vs US avg
x
Broadband Access
88.0%+1% vs US avg
x
4+ Bedrooms
2.6%-82% vs US avg
x
Built Pre-1939
2.8%-78% vs US avg
x
Built Post-2014
0.5%-93% vs US avg
x
Rent Burden >30%
16.7%-66% vs US avg
x
Mortgage-Free
48.7%+27% vs US avg
x
$186,500
Home Value
$715
Rent
1972
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached64.6%
  • 1-unit attached2.7%
  • 2-9 units12.0%
  • 10+ units9.4%
  • Mobile home & other11.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$186,500
Median rent$715
Owner-occupied73.2%
Vacant5.9%
Price-to-income2.3x
Est. income to buy$51,000