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ZIP 50259 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 50259

Median Home Value
$104,600
Median Rent
$480
Affordability Snapshot
$29,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$672/mo PITI).

7%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.4x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

18.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 50259, a household would need roughly $29,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $672. That sits below the local median household income ($77,321), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
86.3%+32% vs US avg
x
Vacancy Rate
9.3%-9% vs US avg
x
Broadband Access
80.7%-7% vs US avg
x
4+ Bedrooms
8.3%-44% vs US avg
x
Built Pre-1939
10.2%-21% vs US avg
x
Built Post-2014
0.2%-97% vs US avg
x
Rent Burden >30%
9.5%-81% vs US avg
x
Mortgage-Free
58.0%+52% vs US avg
x
$104,600
Home Value
$480
Rent
1943
Year Built
2004
Moved In

Residents have lived here since ~2004 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached92.0%
  • 1-unit attached0.1%
  • 2-9 units4.6%
  • 10+ units0.3%
  • Mobile home & other2.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$104,600
Median rent$480
Owner-occupied86.3%
Vacant9.3%
Price-to-income1.4x
Est. income to buy$29,000