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Des Moines city, IA

ZIP 50317 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 50317

Median Home Value
$165,200
Median Rent
$887
Affordability Snapshot
$45,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,061/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.7x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

15.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 50317 in Des Moines city, IA, a household would need roughly $45,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,061. That sits below the local median household income ($61,569), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
70.9%+8% vs US avg
x
Vacancy Rate
5.9%-43% vs US avg
x
Broadband Access
85.4%-2% vs US avg
x
4+ Bedrooms
2.0%-86% vs US avg
x
Built Pre-1939
9.5%-26% vs US avg
x
Built Post-2014
0.8%-89% vs US avg
x
Rent Burden >30%
19.3%-61% vs US avg
x
Mortgage-Free
35.1%-8% vs US avg
x
$165,200
Home Value
$887
Rent
1962
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached81.2%
  • 1-unit attached3.9%
  • 2-9 units3.3%
  • 10+ units9.4%
  • Mobile home & other2.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$165,200
Median rent$887
Owner-occupied70.9%
Vacant5.9%
Price-to-income2.7x
Est. income to buy$45,000