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Urbandale city, IA

ZIP 50322 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 50322

Median Home Value
$263,900
Median Rent
$998
Affordability Snapshot
$73,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,695/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.0x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

22.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 50322 in Urbandale city, IA, a household would need roughly $73,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,695. That sits below the local median household income ($89,323), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
71.2%+9% vs US avg
x
Vacancy Rate
5.2%-50% vs US avg
x
Broadband Access
92.2%+6% vs US avg
x
4+ Bedrooms
4.7%-68% vs US avg
x
Built Pre-1939
2.3%-82% vs US avg
x
Built Post-2014
0.9%-86% vs US avg
x
Rent Burden >30%
21.2%-57% vs US avg
x
Mortgage-Free
33.8%-12% vs US avg
x
$263,900
Home Value
$998
Rent
1979
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached63.2%
  • 1-unit attached8.2%
  • 2-9 units6.8%
  • 10+ units20.7%
  • Mobile home & other1.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$263,900
Median rent$998
Owner-occupied71.2%
Vacant5.2%
Price-to-income3.0x
Est. income to buy$73,000