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Belmond city, IA

ZIP 50421 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 50421

Median Home Value
$121,400
Median Rent
$597
Affordability Snapshot
$33,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$780/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.8x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

16.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 50421 in Belmond city, IA, a household would need roughly $33,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $780. That sits below the local median household income ($66,184), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 12% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
80.7%+23% vs US avg
x
Vacancy Rate
11.6%+12% vs US avg
x
Broadband Access
82.4%-5% vs US avg
x
4+ Bedrooms
4.4%-70% vs US avg
x
Built Pre-1939
6.3%-50% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
8.7%-83% vs US avg
x
Mortgage-Free
51.3%+34% vs US avg
x
$121,400
Home Value
$597
Rent
1965
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached86.7%
  • 1-unit attached2.4%
  • 2-9 units4.4%
  • 10+ units6.5%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$121,400
Median rent$597
Owner-occupied80.7%
Vacant11.6%
Price-to-income1.8x
Est. income to buy$33,000