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Rudd city, IA

ZIP 50471 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 50471

Median Home Value
$112,900
Median Rent
$660
Affordability Snapshot
$31,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$725/mo PITI).

9%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.3x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

14.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 50471 in Rudd city, IA, a household would need roughly $31,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $725. That sits below the local median household income ($85,625), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
75.2%+15% vs US avg
x
Vacancy Rate
4.3%-58% vs US avg
x
Broadband Access
88.6%+2% vs US avg
x
4+ Bedrooms
12.9%-13% vs US avg
x
Built Pre-1939
11.6%-10% vs US avg
x
Built Post-2014
0.7%-90% vs US avg
x
Rent Burden >30%
1.4%-97% vs US avg
x
Mortgage-Free
41.3%+8% vs US avg
x
$112,900
Home Value
$660
Rent
1941
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached91.1%
  • 1-unit attached0.0%
  • 2-9 units8.3%
  • 10+ units0.3%
  • Mobile home & other0.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$112,900
Median rent$660
Owner-occupied75.2%
Vacant4.3%
Price-to-income1.3x
Est. income to buy$31,000