ZIP Code 50473 — Scarville city, IA Demographics & Data

ZIP code 50473 covers Scarville, IA in Winnebago County with a population of about 222.

At a glance, the area shows median age of 49.4 versus a U.S. median of about 38.9.

It sits in telephone area code 641; U.S. House district IA-4; the ROCHESTR - MASON CITY - AUSTIN media market.

On socioeconomic markers, US5 shows a poverty rate of 6.3%; unemployment rate near 0.9%; 46.5% of adults with a bachelor’s degree or higher (about 12.8 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Other services, Manufacturing, and Education; about 3.0% of workers reporting work-from-home (about 12.2 points below the U.S. share (15.2%)); a mean commute of about 96.0 minutes (U.S. average near 26.8).

Median home value is about $141,000 — about 59% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 83.0% (about 17.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 50473 in Scarville, IA, a household would need roughly $39,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $906. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Scarville city, IA as Very Low (composite score 30.7), which is relatively lower than many U.S. communities. The strongest component scores on US5 are flood (25.6) and wildfire (13.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Scarville city, IA show little to no average snow and around 35.9 inches of annual precipitation.

IRS migration statistics show a net inflow of about 13 for ZIP 50473 (Scarville city, IA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.