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Ayrshire city, IA

ZIP 50515 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 50515

Median Home Value
$26,700
Median Rent
$819
Affordability Snapshot
$7,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$172/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

0.4x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

2.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 50515 in Ayrshire city, IA, a household would need roughly $7,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $172. That sits below the local median household income ($60,179), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 32% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
78.0%+19% vs US avg
x
Vacancy Rate
32.0%+211% vs US avg
x
Broadband Access
78.0%-10% vs US avg
x
4+ Bedrooms
3.9%-74% vs US avg
x
Built Pre-1939
8.8%-31% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
7.4%-85% vs US avg
x
Mortgage-Free
66.7%+75% vs US avg
x
$26,700
Home Value
$819
Rent
1942
Year Built
2008
Moved In

Residents have lived here since ~2008 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached90.1%
  • 1-unit attached0.0%
  • 2-9 units6.6%
  • 10+ units0.0%
  • Mobile home & other3.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$26,700
Median rent$819
Owner-occupied78.0%
Vacant32.0%
Price-to-income0.4x
Est. income to buy$7,000