US5.com
  1. Home
  2. States
  3. Iowa
  4. ZIP 50650
  5. Housing & Real Estate
Lamont city, IA

ZIP 50650 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 50650

Median Home Value
$105,400
Median Rent
$593
Affordability Snapshot
$29,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$677/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.0x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

14.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 50650 in Lamont city, IA, a household would need roughly $29,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $677. That sits below the local median household income ($52,083), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
68.6%+5% vs US avg
x
Vacancy Rate
5.1%-50% vs US avg
x
Broadband Access
83.8%-4% vs US avg
x
4+ Bedrooms
7.4%-50% vs US avg
x
Built Pre-1939
5.8%-55% vs US avg
x
Built Post-2014
2.6%-63% vs US avg
x
Rent Burden >30%
14.0%-72% vs US avg
x
Mortgage-Free
57.6%+51% vs US avg
x
$105,400
Home Value
$593
Rent
1958
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached85.3%
  • 1-unit attached0.3%
  • 2-9 units5.1%
  • 10+ units0.0%
  • Mobile home & other9.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$105,400
Median rent$593
Owner-occupied68.6%
Vacant5.1%
Price-to-income2.0x
Est. income to buy$29,000