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Sioux Center city, IA

ZIP 51250 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 51250

Median Home Value
$286,000
Median Rent
$665
Affordability Snapshot
$79,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,837/mo PITI).

9%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.2x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

35.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 51250 in Sioux Center city, IA, a household would need roughly $79,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,837. That sits below the local median household income ($90,238), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
76.7%+17% vs US avg
x
Vacancy Rate
2.8%-73% vs US avg
x
Broadband Access
90.2%+4% vs US avg
x
4+ Bedrooms
19.2%+30% vs US avg
x
Built Pre-1939
3.9%-70% vs US avg
x
Built Post-2014
1.8%-73% vs US avg
x
Rent Burden >30%
6.0%-88% vs US avg
x
Mortgage-Free
38.3%+0% vs US avg
x
$286,000
Home Value
$665
Rent
1977
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached76.4%
  • 1-unit attached7.1%
  • 2-9 units10.1%
  • 10+ units4.3%
  • Mobile home & other2.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$286,000
Median rent$665
Owner-occupied76.7%
Vacant2.8%
Price-to-income3.2x
Est. income to buy$79,000