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Manning city, IA

ZIP 51455 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 51455

Median Home Value
$125,400
Median Rent
$465
Affordability Snapshot
$35,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$806/mo PITI).

7%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.7x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

22.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 51455 in Manning city, IA, a household would need roughly $35,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $806. That sits below the local median household income ($75,455), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
83.5%+28% vs US avg
x
Vacancy Rate
5.8%-43% vs US avg
x
Broadband Access
87.0%+0% vs US avg
x
4+ Bedrooms
6.6%-55% vs US avg
x
Built Pre-1939
11.7%-9% vs US avg
x
Built Post-2014
0.6%-91% vs US avg
x
Rent Burden >30%
5.7%-89% vs US avg
x
Mortgage-Free
47.0%+23% vs US avg
x
$125,400
Home Value
$465
Rent
1945
Year Built
2008
Moved In

Residents have lived here since ~2008 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached91.7%
  • 1-unit attached0.4%
  • 2-9 units4.7%
  • 10+ units3.3%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$125,400
Median rent$465
Owner-occupied83.5%
Vacant5.8%
Price-to-income1.7x
Est. income to buy$35,000