ZIP Code 51536 — Hancock city, IA Demographics & Data

ZIP code 51536 covers Hancock, IA in Pottawattamie County with a population of about 504.

At a glance, the area shows median age of 47.8 versus a U.S. median of about 38.9.

It sits in telephone area code 712; U.S. House district IA-4; the OMAHA media market.

Median household income in ZIP 51536 is about $96,250 — about 28% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 4.6%; unemployment rate near 1.2%; 14.9% of adults with a bachelor’s degree or higher (about 18.8 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Agriculture, Retail trade, and Finance and insurance; about 41.8% of workers reporting work-from-home (about 26.6 points above the U.S. share (15.2%)); a mean commute of about 149.0 minutes (U.S. average near 26.8).

Median home value is about $152,700 — about 56% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $513 (about 56% below the U.S. median rent ($1,163)), and owner-occupancy near 89.5% (about 24.1 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 51536 in Hancock, IA, a household would need roughly $42,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $981. That sits below the local median household income ($96,250), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Hancock city, IA as Relatively Low (composite score 80.4), which is elevated versus much of the country. The strongest component scores on US5 are flood (74.6) and wildfire (67.2). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Hancock city, IA show little to no average snow and around 36.4 inches of annual precipitation.

IRS migration statistics show a net inflow of about 29 for ZIP 51536 (Hancock city, IA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.