ZIP Code 52101 — Decorah city, IA Demographics & Data

ZIP code 52101 covers Decorah, IA in Winneshiek County with a population of about 12,539.

At a glance, the area shows median age of 42.6 versus a U.S. median of about 38.9.

It sits in telephone area code 563; U.S. House district IA-2; the CEDAR RAPIDS - WTRLO - IWC&DUB media market.

Median household income in ZIP 52101 is about $70,046 — about 7% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 8.9%; unemployment rate near 3.1%; 39.0% of adults with a bachelor’s degree or higher (about 5.3 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Manufacturing, and Healthcare; about 11.5% of workers reporting work-from-home (about 3.7 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $249,500 — about 28% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $708 (about 39% below the U.S. median rent ($1,163)), and owner-occupancy near 74.3% (about 8.9 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 52101 in Decorah, IA, a household would need roughly $69,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,603. That is roughly in line with the local median household income ($70,046). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Decorah city, IA as Very Low (composite score 36.2), which is relatively lower than many U.S. communities. The strongest component scores on US5 are flood (47.5) and wildfire (22.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Decorah city, IA show little to no average snow and around 37.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 719 for ZIP 52101 (Decorah city, IA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.