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Luana city, IA

ZIP 52156 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 52156

Median Home Value
$216,800
Median Rent
$805
Affordability Snapshot
$60,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,393/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.4x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

22.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 52156 in Luana city, IA, a household would need roughly $60,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,393. That sits below the local median household income ($90,000), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 10% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
92.3%+41% vs US avg
x
Vacancy Rate
10.2%-1% vs US avg
x
Broadband Access
93.1%+7% vs US avg
x
4+ Bedrooms
7.3%-51% vs US avg
x
Built Pre-1939
5.8%-54% vs US avg
x
Built Post-2014
3.6%-47% vs US avg
x
Rent Burden >30%
52.6%+6% vs US avg
x
Mortgage-Free
34.4%-10% vs US avg
x
$216,800
Home Value
$805
Rent
1942
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached90.1%
  • 1-unit attached0.0%
  • 2-9 units6.2%
  • 10+ units3.6%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$216,800
Median rent$805
Owner-occupied92.3%
Vacant10.2%
Price-to-income2.4x
Est. income to buy$60,000