ZIP Code 52166 — St. Lucas city, IA Demographics & Data

ZIP code 52166 covers St. Lucas, IA in Fayette County with a population of about 172.

At a glance, the area shows median age of 33.3 versus a U.S. median of about 38.9.

It sits in telephone area code 563; U.S. House district IA-2; the CEDAR RAPIDS - WTRLO - IWC&DUB media market.

Median household income in ZIP 52166 is about $74,375 — about even with the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 8.1%; unemployment rate near 0.0%; 16.3% of adults with a bachelor’s degree or higher (about 17.4 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Healthcare, and Construction; about 9.3% of workers reporting work-from-home (about 5.9 points below the U.S. share (15.2%)); a mean commute of about 78.0 minutes (U.S. average near 26.8).

Median home value is about $115,000 — about 67% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 98.4% (about 33.0 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 52166 in St. Lucas, IA, a household would need roughly $32,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $739. That sits below the local median household income ($74,375), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for St. Lucas city, IA as Relatively Low (composite score 50.9), which is near the middle of the national distribution. The strongest component scores on US5 are flood (59.2) and hurricane (17.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for St. Lucas city, IA show little to no average snow and around 39.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 10 for ZIP 52166 (St. Lucas city, IA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.