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Center Point city, IA

ZIP 52213 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 52213

Median Home Value
$254,400
Median Rent
$694
Affordability Snapshot
$70,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,634/mo PITI).

9%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.7x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

30.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 52213 in Center Point city, IA, a household would need roughly $70,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,634. That sits below the local median household income ($94,896), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
83.0%+27% vs US avg
x
Vacancy Rate
1.6%-84% vs US avg
x
Broadband Access
85.9%-1% vs US avg
x
4+ Bedrooms
11.4%-23% vs US avg
x
Built Pre-1939
4.2%-67% vs US avg
x
Built Post-2014
0.7%-90% vs US avg
x
Rent Burden >30%
12.1%-76% vs US avg
x
Mortgage-Free
36.8%-4% vs US avg
x
$254,400
Home Value
$694
Rent
1979
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached91.2%
  • 1-unit attached1.4%
  • 2-9 units7.4%
  • 10+ units0.0%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$254,400
Median rent$694
Owner-occupied83.0%
Vacant1.6%
Price-to-income2.7x
Est. income to buy$70,000