ZIP Code 52240 — Iowa City city, IA Demographics & Data

ZIP code 52240 covers Iowa City, IA in Johnson County with a population of about 36,046.

At a glance, the area shows median age of 28.1 versus a U.S. median of about 38.9.

It sits in telephone area code 319; U.S. House district IA-1; the CEDAR RAPIDS - WTRLO - IWC&DUB media market.

Iowa City, IA sits in a university / college context (near pci academy-iowa city (0.6 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 52240 is about $55,189 — about 27% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 26.2%; unemployment rate near 4.8%; 46.6% of adults with a bachelor’s degree or higher (about 12.9 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Healthcare, and Retail trade; about 8.3% of workers reporting work-from-home (about 6.9 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $241,100 — about 31% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $925 (about 20% below the U.S. median rent ($1,163)), and owner-occupancy near 50.9% (about 14.5 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 52240 in Iowa City, IA, a household would need roughly $66,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,549. That is about 20% above the local median household income ($55,189), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Iowa City city, IA as Relatively Moderate (composite score 87.4), which is elevated versus much of the country. The strongest component scores on US5 are flood (79.8) and wildfire (64.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Iowa City city, IA show little to no average snow and around 38.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 2,068 for ZIP 52240 (Iowa City city, IA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.