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Kalona city, IA

ZIP 52247 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 52247

Median Home Value
$257,400
Median Rent
$606
Affordability Snapshot
$71,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,653/mo PITI).

9%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

35.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 52247 in Kalona city, IA, a household would need roughly $71,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,653. That sits below the local median household income ($82,140), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
75.1%+15% vs US avg
x
Vacancy Rate
4.1%-60% vs US avg
x
Broadband Access
83.3%-4% vs US avg
x
4+ Bedrooms
13.5%-9% vs US avg
x
Built Pre-1939
2.5%-80% vs US avg
x
Built Post-2014
1.8%-74% vs US avg
x
Rent Burden >30%
10.0%-80% vs US avg
x
Mortgage-Free
38.4%+0% vs US avg
x
$257,400
Home Value
$606
Rent
1975
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached74.9%
  • 1-unit attached8.7%
  • 2-9 units12.7%
  • 10+ units1.2%
  • Mobile home & other2.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$257,400
Median rent$606
Owner-occupied75.1%
Vacant4.1%
Price-to-income3.1x
Est. income to buy$71,000