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Mechanicsville city, IA

ZIP 52306 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 52306

Median Home Value
$159,700
Median Rent
$458
Affordability Snapshot
$44,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,026/mo PITI).

9%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.6x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

29.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 52306 in Mechanicsville city, IA, a household would need roughly $44,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,026. That sits below the local median household income ($61,736), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
81.5%+25% vs US avg
x
Vacancy Rate
6.9%-33% vs US avg
x
Broadband Access
82.3%-5% vs US avg
x
4+ Bedrooms
10.0%-32% vs US avg
x
Built Pre-1939
2.9%-77% vs US avg
x
Built Post-2014
0.9%-87% vs US avg
x
Rent Burden >30%
21.4%-57% vs US avg
x
Mortgage-Free
50.1%+31% vs US avg
x
$159,700
Home Value
$458
Rent
1949
Year Built
2007
Moved In

Residents have lived here since ~2007 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached84.3%
  • 1-unit attached6.6%
  • 2-9 units2.9%
  • 10+ units0.0%
  • Mobile home & other6.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$159,700
Median rent$458
Owner-occupied81.5%
Vacant6.9%
Price-to-income2.6x
Est. income to buy$44,000