ZIP Code 52312 — Morley city, IA Demographics & Data

ZIP code 52312 covers Morley, IA in Jones County with a population of about 43.

At a glance, the area shows median age of 43.5 versus a U.S. median of about 38.9.

It sits in telephone area code 319; U.S. House district IA-1; the CEDAR RAPIDS - WTRLO - IWC&DUB media market.

Median household income in ZIP 52312 is about $48,750 — about 35% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 27.9%; unemployment rate near 0.0%; 17.1% of adults with a bachelor’s degree or higher (about 16.6 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Manufacturing, and Retail trade; about 3.1% of workers reporting work-from-home (about 12.1 points below the U.S. share (15.2%)); a mean commute of about 31.0 minutes (U.S. average near 26.8).

Median home value is about $76,900 — about 78% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 95.5% (about 30.0 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 52312 in Morley, IA, a household would need roughly $21,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $494. That sits below the local median household income ($48,750), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Morley city, IA as Very Low (composite score 32.7), which is relatively lower than many U.S. communities. The strongest component scores on US5 are flood (46.4) and wildfire (27.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Morley city, IA show little to no average snow and around 39.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 2 for ZIP 52312 (Morley city, IA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.