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West Branch city, IA

ZIP 52358 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 52358

Median Home Value
$235,900
Median Rent
$809
Affordability Snapshot
$65,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,515/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

24.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 52358 in West Branch city, IA, a household would need roughly $65,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,515. That sits below the local median household income ($81,250), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 11% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
82.8%+27% vs US avg
x
Vacancy Rate
10.9%+6% vs US avg
x
Broadband Access
87.6%+1% vs US avg
x
4+ Bedrooms
14.3%-4% vs US avg
x
Built Pre-1939
0.8%-93% vs US avg
x
Built Post-2014
8.0%+16% vs US avg
x
Rent Burden >30%
6.3%-87% vs US avg
x
Mortgage-Free
40.0%+5% vs US avg
x
$235,900
Home Value
$809
Rent
1978
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached72.8%
  • 1-unit attached7.7%
  • 2-9 units6.8%
  • 10+ units4.5%
  • Mobile home & other8.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$235,900
Median rent$809
Owner-occupied82.8%
Vacant10.9%
Price-to-income2.9x
Est. income to buy$65,000