ZIP Code 52401 — Cedar Rapids city, IA Demographics & Data

ZIP code 52401 covers Cedar Rapids, IA in Linn County with a population of about 2,192.

At a glance, the area shows median age of 35.8 versus a U.S. median of about 38.9.

It sits in telephone area code 319; U.S. House district IA-2; the CEDAR RAPIDS - WTRLO - IWC&DUB media market.

Cedar Rapids, IA sits in a university / college context (near mercy-st luke's school of radiologic technology (0.7 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 52401 is about $40,675 — about 46% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 22.7%; unemployment rate near 7.8%; 35.0% of adults with a bachelor’s degree or higher (about 1.3 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Healthcare, and Finance and insurance; about 8.0% of workers reporting work-from-home (about 7.2 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $143,800 — about 59% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $690 (about 41% below the U.S. median rent ($1,163)), and owner-occupancy near 15.3% (about 50.1 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 52401 in Cedar Rapids, IA, a household would need roughly $40,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $924. That is roughly in line with the local median household income ($40,675). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Cedar Rapids city, IA as Relatively Moderate (composite score 86.7), which is elevated versus much of the country. The strongest component scores on US5 are flood (86.7) and wildfire (47.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Cedar Rapids city, IA show little to no average snow and around 38.8 inches of annual precipitation.

IRS migration statistics show a net inflow of about 126 for ZIP 52401 (Cedar Rapids city, IA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.