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Bloomfield city, IA

ZIP 52537 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 52537

Median Home Value
$153,400
Median Rent
$610
Affordability Snapshot
$42,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$985/mo PITI).

9%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

21.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 52537 in Bloomfield city, IA, a household would need roughly $42,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $985. That sits below the local median household income ($82,713), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
82.0%+25% vs US avg
x
Vacancy Rate
9.7%-6% vs US avg
x
Broadband Access
69.8%-20% vs US avg
x
4+ Bedrooms
10.0%-33% vs US avg
x
Built Pre-1939
4.0%-69% vs US avg
x
Built Post-2014
1.3%-81% vs US avg
x
Rent Burden >30%
9.9%-80% vs US avg
x
Mortgage-Free
42.0%+10% vs US avg
x
$153,400
Home Value
$610
Rent
1974
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached83.9%
  • 1-unit attached0.7%
  • 2-9 units6.2%
  • 10+ units1.1%
  • Mobile home & other8.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$153,400
Median rent$610
Owner-occupied82.0%
Vacant9.7%
Price-to-income1.9x
Est. income to buy$42,000