ZIP Code 52646 — Oakville city, IA Demographics & Data

ZIP code 52646 covers Oakville, IA in Des Moines County with a population of about 266.

At a glance, the area shows median age of 57.3 versus a U.S. median of about 38.9.

It sits in telephone area code 319; U.S. House district IA-1; the DAVENPORT - R. ISLAND - MOLINE media market.

Oakville, IA fits a retirement-oriented profile (older median age or known retirement-community context). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 52646 is about $60,000 — about 20% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 19.6%; unemployment rate near 9.8%; 1.4% of adults with a bachelor’s degree or higher (about 32.3 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Agriculture, Transportation, and Manufacturing; about 6.5% of workers reporting work-from-home (about 8.7 points below the U.S. share (15.2%)); a mean commute of about 86.0 minutes (U.S. average near 26.8).

Median home value is about $150,000 — about 57% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $488 (about 58% below the U.S. median rent ($1,163)), and owner-occupancy near 92.4% (about 27.0 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 52646 in Oakville, IA, a household would need roughly $41,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $964. That sits below the local median household income ($60,000), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Oakville city, IA as Relatively Low (composite score 55.8), which is near the middle of the national distribution. The strongest component scores on US5 are flood (56.0) and wildfire (42.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Oakville city, IA show little to no average snow and around 36.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 15 for ZIP 52646 (Oakville city, IA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.