ZIP Code 52657 — St. Paul city, IA Demographics & Data

ZIP code 52657 covers St. Paul, IA in Lee County with a population of about 68.

At a glance, the area shows median age of 35.0 versus a U.S. median of about 38.9.

It sits in telephone area code 319; U.S. House district IA-1; the QUINCY - HANNIBAL - KEOKUK media market.

Median household income in ZIP 52657 is about $81,250 — about 8% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 0.0%; unemployment rate near 0.0%; 37.3% of adults with a bachelor’s degree or higher (about 3.5 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Healthcare, and Education; a mean commute of about 42.0 minutes (U.S. average near 26.8).

Median home value is about $158,300 — about 55% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 87.5% (about 22.1 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 52657 in St. Paul, IA, a household would need roughly $44,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,017. That sits below the local median household income ($81,250), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for St. Paul city, IA as Relatively Low (composite score 62.9), which is near the middle of the national distribution. The strongest component scores on US5 are flood (70.4) and wildfire (48.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for St. Paul city, IA show little to no average snow and around 39.2 inches of annual precipitation.

IRS migration statistics show a net inflow of about 4 for ZIP 52657 (St. Paul city, IA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.