ZIP Code 52748 — Eldridge city, IA Demographics & Data

ZIP code 52748 covers Eldridge, IA in Scott County with a population of about 9,890.

At a glance, the area shows median age of 39.8 (near the U.S. median).

It sits in telephone area code 563; U.S. House district IA-1; the DAVENPORT - R. ISLAND - MOLINE media market.

Median household income in ZIP 52748 is about $103,600 — about 38% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 2.3%; unemployment rate near 1.8%; 53.4% of adults with a bachelor’s degree or higher (about 19.7 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Healthcare, and Construction; about 14.3% of workers reporting work-from-home (roughly in line with the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $312,400 — about 10% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $833 (about 28% below the U.S. median rent ($1,163)), and owner-occupancy near 83.2% (about 17.8 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 52748 in Eldridge, IA, a household would need roughly $86,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,007. That sits below the local median household income ($103,600), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Eldridge city, IA as Relatively Moderate (composite score 84.9), which is elevated versus much of the country. The strongest component scores on US5 are flood (88.4) and wildfire (52.2). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Eldridge city, IA show little to no average snow and around 37.9 inches of annual precipitation.

IRS migration statistics show a net inflow of about 567 for ZIP 52748 (Eldridge city, IA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.