ZIP Code 52759 — Montpelier CDP, IA Demographics & Data

ZIP code 52759 covers Montpelier, IA in Muscatine County with a population of about 187.

At a glance, the area shows median age of 58.7 versus a U.S. median of about 38.9.

It sits in telephone area code 563; U.S. House district IA-1; the DAVENPORT - R. ISLAND - MOLINE media market.

Montpelier, IA fits a retirement-oriented profile (older median age or known retirement-community context). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 52759 is about $68,692 — about 9% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 4.3%; unemployment rate near 0.0%.

Labor and commute patterns include leading industry context around Transportation, Retail trade, and Manufacturing; about 45.0% of workers reporting work-from-home (about 29.8 points above the U.S. share (15.2%)); a mean commute of about 61.0 minutes (U.S. average near 26.8).

Median home value is about $255,200 — about 27% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 81.0% (about 15.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 52759 in Montpelier, IA, a household would need roughly $70,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,639. That is roughly in line with the local median household income ($68,692). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Montpelier CDP, IA as Relatively Low (composite score 57.8), which is near the middle of the national distribution. The strongest component scores on US5 are flood (62.6) and wildfire (60.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Montpelier CDP, IA show limited published climate normals on US5.

IRS migration statistics show a net inflow of about 11 for ZIP 52759 (Montpelier CDP, IA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.