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West Liberty city, IA

ZIP 52776 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 52776

Median Home Value
$197,900
Median Rent
$742
Affordability Snapshot
$54,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,271/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.6x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

22.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 52776 in West Liberty city, IA, a household would need roughly $54,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,271. That sits below the local median household income ($75,947), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
76.8%+17% vs US avg
x
Vacancy Rate
3.9%-62% vs US avg
x
Broadband Access
90.0%+3% vs US avg
x
4+ Bedrooms
14.3%-3% vs US avg
x
Built Pre-1939
4.6%-64% vs US avg
x
Built Post-2014
0.8%-88% vs US avg
x
Rent Burden >30%
12.4%-75% vs US avg
x
Mortgage-Free
42.1%+10% vs US avg
x
$197,900
Home Value
$742
Rent
1974
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached68.9%
  • 1-unit attached1.8%
  • 2-9 units18.1%
  • 10+ units2.2%
  • Mobile home & other8.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$197,900
Median rent$742
Owner-occupied76.8%
Vacant3.9%
Price-to-income2.6x
Est. income to buy$54,000