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Belgium village, WI

ZIP 53004 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 53004

Median Home Value
$244,700
Median Rent
$642
Affordability Snapshot
$67,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,572/mo PITI).

9%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

31.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 53004 in Belgium village, WI, a household would need roughly $67,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,572. That sits below the local median household income ($84,844), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
88.7%+36% vs US avg
x
Vacancy Rate
5.4%-48% vs US avg
x
Broadband Access
85.8%-1% vs US avg
x
4+ Bedrooms
2.9%-80% vs US avg
x
Built Pre-1939
12.6%-1% vs US avg
x
Built Post-2014
0.5%-92% vs US avg
x
Rent Burden >30%
20.1%-60% vs US avg
x
Mortgage-Free
29.1%-24% vs US avg
x
$244,700
Home Value
$642
Rent
1977
Year Built
2008
Moved In

Residents have lived here since ~2008 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached70.8%
  • 1-unit attached6.1%
  • 2-9 units20.8%
  • 10+ units1.4%
  • Mobile home & other0.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$244,700
Median rent$642
Owner-occupied88.7%
Vacant5.4%
Price-to-income2.9x
Est. income to buy$67,000